Cancelled Policies
Insurance companies are happy to write policies which never result in a claim. That would be a perfect world for the insurer and the insured. Unfortunately, accidents are common and don't always happen to the other motorist or person. Insurers are in business for a profit, and one way they minimize their exposure it to arbitrarily cancel your policy, if you have a claim, even a minor one. On many occasions, minor damages are not even claimed by the insured, for fear of cancellation or arbitrary rate increases.
Fortunately, California law provides protection for those whose policy is arbitrarily cancelled or re-rated with much higher rates. Rate increases generally have to wait until the term of the policy expires, so it's more common to have your policy cancelled, for even a minor claim. There is recourse, and the attorneys at Marchbanks Law can provide counsel regarding insurance issues and help you restore your coverage at fair rates.
Do you have a case involving a policy arbitrarily cancelled by an insurer?
Please contact me at 619-232-3200 for a free case evaluation.